For two years running, the Insurance Information Institute reports fatalities from motorcycle accidents are on the rise nationally, while the number of motorcyclists on the road also continues to rise.
Just How Dangerous Is It to Ride a Motorcycle?
According to the National Highway Traffic Safety Association (NHTSA), a person is 28 times more likely to die in a collision while driving a motorcycle than driving an automobile.
If you are involved in a motorcycle accident, chances are it’s serious. And a serious accident with a serious injury requires serious attention. Beyond the body pain, the mental anguish, the financial burden of medical bills and the lost time at work, the time following your accident can be a complicated, challenging time, if you try and go it alone.
Can Wearing a Helmet Save More Lives in Indiana?
According to the NHTSA, throughout the country, helmets saved the lives of 1,772 motorcyclists in 2015. During that year, if every motorcycle rider was wearing a helmet, an additional 740 lives could have been saved. The NHTSA also estimates that wearing a helmet is 37% effective in preventing fatalities of motorcycle drivers and 41% effective in preventing fatalities of motorcycle passengers.
Despite the overwhelming evidence that helmets save lives, Indiana law only requires motorcyclists under the age of 18 to wear a helmet (Indiana Code 9-19-7-1). Despite the mandates of Indiana law, all public health experts urge motorcyclists of all ages to wear a helmet whenever operating or riding on a motorcycle to avoid traumatic brain injuries and fatalities.
Need another reason to wear a helmet? Indiana has a “comparative fault” rule in personal injury cases, which means that even if the accident is the fault of the other driver, you share some financial fault with the other driver if you weren’t wearing a helmet and were injured as a result of the accident. For your safety and peace of mind, it’s best to always wear a helmet when driving or riding on a motorcycle.
What Should You Do Following a Collision Involving a Motorcycle?
If you are involved in an accident involving a motorcycle, here’s what you need to do to ensure not only your health, but your security as well.
- Call the police. All insurance companies will require an official police report. A report from a police officer documenting the negligence of the other party involved in the accident will be of utmost value when filing a claim.
- Seek medical help. Do not wait to seek medical attention. If you have been injured, not only is it important for a medical professional to care for your injuries, but having medical documentation is just as important to your claim as a police report. A medical professional will be able to verify the severity of your injuries.
- Document the collision. If possible, take pictures of the damage to your bike, as well as your injuries, and write a written record of everything that happened – the sooner the better. This way, you can ensure you remember all the details that can help strengthen your case.
- Contact Karpe Litigation. You will want the help of an attorney who can handle all the details of your case and ensure that you receive proper recompense for your injuries. There is no need to try to handle all the complexities of a personal injury suit on your own, especially while you are recovering from a major accident and/or injury. Let the motorcycle accident and injury lawyers at Karpe Litigation Group handle the legalities, so you can handle your recovery.
Compensation After a Motorcycle Collision or Injury
What will we do to get you compensation following your motorcycle crash? An accident affects so much more than your motorcycle. Here are a few ways we will work to get you the compensation you deserve, including:
- Medical expenses
- Lost wages
- Property damage
- Pain and suffering
Karpe Litigation is determined to ensure that your injuries -and your case- get their due attention.
Working with insurance companies after a motorcycle accident while trying to recover from your injuries can be an incredibly frustrating experience. Let Karpe Litigation remove the burden and do the hard work for you. You owe nothing unless your case is won or settled. Contact us today for a free initial consultation and take the first step toward moving past your motorcycle accident or injury, and on with the rest of your life.